Doctor examining a child with respiratory symptoms linked to damp and mould in a housing disrepair claim
Specialist Reports

Housing disrepair medico-legal reports

Independent medical reports on the health effects of damp, mould and disrepair, prepared by GMC-registered doctors to CPR Part 35 standards for housing conditions claims in England.

Damp and mould do not just damage a property, they damage the people living in it. Expert Medical arranges independent medical reports on the health effects of housing disrepair, prepared by GMC-registered doctors. The report sets out the claimant's condition, from asthma made worse by mould spores to recurrent chest infections in a child's damp bedroom, and gives a reasoned opinion on the link between the state of the property and the illness.

Claims about the condition of rented homes in England are governed by the Pre-Action Protocol for Housing Conditions Claims (England), whose expert provisions deal mainly with the property inspection. Our role is the medical evidence, the part that connects the disrepair to the harm. Solicitors acting for tenants instruct these reports to prove the personal injury element of a claim, and insurers and landlords rely on the same independent evidence when assessing it. Reports comply with CPR Part 35.

Doctor examining a patient's chest to assess respiratory illness in a housing disrepair claim
01

The link between home and health

The contested question in a disrepair claim is usually causation, whether the damp actually caused the illness. The report addresses it directly, reviewing the medical records, examining the claimant and explaining whether conditions such as asthma, recurrent chest infections or skin complaints are consistent with the reported state of the property.

Doctor examining a child with respiratory symptoms during a medical assessment
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The right doctor for the condition

Respiratory symptoms call for different expertise from skin complaints or a child's repeated infections. We match the case to a GMC-registered doctor with the relevant background, whether that is general practice, respiratory medicine, paediatrics or dermatology, so the opinion comes from a clinician who manages the condition in practice.

Doctor reviewing medical records to prepare a housing disrepair health report
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Fits the housing claim process

Housing conditions claims in England run under their own pre-action protocol, with the property evidence usually dealt with by a surveyor. Our reports cover the medical side of the claim, are prepared to CPR Part 35 standards, and where the harm is psychological, our psychiatric division provides that evidence too.

Medical evidence that connects disrepair to harm

A surveyor can prove the mould exists. Proving what it did to the family living with it takes a doctor. Our reports supply that link, independently and to CPR Part 35 standards, and where the damage is psychological as well as physical, our psychiatric division completes the picture.

  • Respiratory illness linked to damp and mould, including asthma
  • Recurrent chest and respiratory infections in children
  • Skin conditions associated with damp living conditions
  • Aggravation of pre-existing conditions by disrepair
  • Reports on adults and children affected by the same property
  • Opinion on causation, prognosis and the effect of rehousing or repair
  • Evidence for claims under the Pre-Action Protocol for Housing Conditions Claims (England)
  • Mental health effects of disrepair, through our psychiatric and psychological division
  • Reports prepared to CPR Part 35 standards
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