Independent medical assessments for insurers, TPAs and fleet operators
Clear, independent medical reports that set out the clinical evidence on causation and prognosis, prepared by experts whose duty is to the court.
Expert Medical works with health insurers, liability insurers, third-party administrators and fleet operators who need independent medical evidence. We are instructed and paid by one party, but our experts' duty is to the court. That independence is what gives the report its evidential weight when causation, liability or quantum are in issue. Our experts hold the relevant professional registration for their specialty, our governance is documented, and we aim to return many reports within a few weeks of the assessment.
Genuine independence
We do not shape the report to suit the instructing party. The expert's duty is to the court and the evidence, and we write each report to that standard.
Independent clinical opinion
From soft-tissue whiplash to complex multi-injury cases, our experts give an independent clinical opinion on diagnosis, causation and prognosis to inform decisions on liability and quantum.
Scale without compromise
We have capacity to handle panel-level volumes, and each report is prepared and reviewed to the same standard regardless of caseload.
Genuine independence is what gives a report its weight
Insurers and TPAs instruct us because our reports are independent and clearly reasoned, written to the same court-owed standard whoever is paying. That is the whole reason an independent MRO is worth instructing in the first place.
- Liability and quantum medical assessments
- PMI and income protection reports
- Independent medical assessment for personal injury claims
- Assessment of consistency between reported symptoms and clinical findings
- Fleet operator coverage and EL claims
- Subrogation support reports
- Independent specialist panel access
- Capacity to handle higher report volumes with consistent review standards
- Experts hold current registration with their relevant professional regulator
- Confidential, secure information governance
Ready to instruct Expert Medical?
Whether you have a single instruction or a high-volume caseload, our team is ready to help. Call us directly or send an enquiry and we’ll respond within 24 hours.